:root {
  --ink: #10254e;
  --body: #24304a;
  --muted: #64718a;
  --line: #dfe5ef;
  --ground: #f7f9fc;
  --surface: #ffffff;
  --accent: #5b5ef0;
  --accent-dark: #4338ca;
  --accent-soft: #eef0ff;
  --sans: ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--ground); color: var(--body); font-family: var(--sans); font-size: 17px; line-height: 1.68; }
a { color: var(--accent-dark); }
a:hover { text-decoration-thickness: 2px; }
a:focus-visible, button:focus-visible { outline: 3px solid #818cf8; outline-offset: 3px; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 14px; top: 12px; z-index: 20; background: #fff; padding: 10px 16px; border-radius: 8px; border: 2px solid var(--accent); }

.bar { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); backdrop-filter: blur(10px); }
.bar-in { max-width: 1120px; margin: 0 auto; padding: 13px 22px; display: flex; align-items: center; justify-content: space-between; gap: 22px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); font-weight: 800; line-height: 1.15; }
.brand img { width: 34px; height: 34px; }
.brand small { display: block; margin-top: 2px; color: var(--muted); font-size: 10.5px; font-weight: 500; }
.nav { display: flex; align-items: center; gap: 20px; font-size: 14px; }
.nav a { color: #42516e; text-decoration: none; font-weight: 600; }
.nav .nav-cta { padding: 9px 15px; border-radius: 999px; background: var(--accent); color: #fff; }

main { display: block; }
.hero { background: linear-gradient(145deg, #f8f9ff 0%, #fff 54%, #eef8f4 100%); border-bottom: 1px solid var(--line); }
.hero-in { max-width: 1040px; margin: 0 auto; padding: 72px 22px 66px; }
.eyebrow { margin: 0 0 14px; color: var(--accent-dark); font-size: 12px; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
h1 { max-width: 830px; margin: 0 0 19px; color: var(--ink); font-size: clamp(36px, 6vw, 60px); line-height: 1.04; letter-spacing: -.035em; text-wrap: balance; }
.lede { max-width: 760px; margin: 0; color: #3c4964; font-size: clamp(18px, 2.1vw, 21px); line-height: 1.55; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button { display: inline-block; padding: 12px 20px; border-radius: 10px; background: var(--accent); color: #fff; font-weight: 700; text-decoration: none; }
.button.secondary { background: #fff; color: var(--accent-dark); border: 1px solid #aeb7f7; }
.trust { margin: 20px 0 0; color: var(--muted); font-size: 14px; }

.content { max-width: 1040px; margin: 0 auto; padding: 54px 22px 90px; }
h2 { margin: 46px 0 12px; color: var(--ink); font-size: clamp(25px, 3.5vw, 34px); line-height: 1.18; letter-spacing: -.02em; text-wrap: balance; }
h3 { margin: 0 0 8px; color: var(--ink); font-size: 19px; line-height: 1.25; }
p { margin: 0 0 18px; }
ul { margin: 10px 0 22px; padding-left: 22px; }
li { margin: 7px 0; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 24px 0; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 22px; box-shadow: 0 10px 30px rgba(23,43,84,.05); }
.card p { margin: 0; color: var(--muted); font-size: 15.5px; }
.callout { margin: 30px 0; padding: 24px 26px; border: 1px solid #cad0fb; border-radius: 14px; background: var(--accent-soft); }
.callout h2, .callout h3 { margin-top: 0; }
.callout p:last-child { margin-bottom: 0; }
.checklist { display: grid; grid-template-columns: 1fr 1fr; gap: 10px 24px; padding: 22px 24px; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.checklist div { position: relative; padding-left: 25px; }
.checklist div::before { content: "✓"; position: absolute; left: 0; color: #15803d; font-weight: 900; }
.related { margin-top: 54px; padding-top: 30px; border-top: 1px solid var(--line); }
.related h2 { margin-top: 0; }
.related-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.related a { display: block; padding: 16px 18px; border: 1px solid var(--line); border-radius: 11px; background: #fff; color: var(--ink); font-weight: 700; text-decoration: none; }
.related a span { display: block; margin-top: 3px; color: var(--muted); font-size: 13.5px; font-weight: 500; }
.final-cta { margin-top: 52px; padding: 34px; border-radius: 18px; background: #182b52; color: #fff; text-align: center; }
.final-cta h2 { margin: 0 0 10px; color: #fff; }
.final-cta p { max-width: 680px; margin: 0 auto 20px; color: #dbe3f3; }
.final-cta .button { background: #7375ff; }

footer { background: #0f2348; color: #c3cee0; }
.foot-in { max-width: 1040px; margin: 0 auto; padding: 34px 22px; font-size: 13.5px; }
.foot-links { display: flex; flex-wrap: wrap; gap: 10px 18px; margin-bottom: 16px; }
.foot-links a { color: #e4e9f2; }
.foot-in p { margin: 7px 0; color: #aebad0; }

@media (max-width: 780px) {
  .nav a:not(.nav-cta) { display: none; }
  .cards { grid-template-columns: 1fr; }
  .checklist, .related-grid { grid-template-columns: 1fr; }
  .hero-in { padding-top: 54px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}